Why USAA? At USAA, our mission is to empower our members to achieve financial security through highly competitive products, exceptional service and trusted advice. We seek to be the #1 choice for the military community and their families. Embrace a fulfilling career at USAA, where our core values - honesty, integrity, loyalty and service - define how we treat each other and our members. Be part of what truly makes us special and impactful. We are proud to support active-duty military spouses. USAA roles may offer remote or hybrid flexibility for active-duty military spouses consistent with applicable policy and business needs.

The Opportunity As a dedicated Fraud Strategy Analyst, you will be accountable for driving USAA's overall fraud strategy, policies, and analytic capabilities for fraud rules management. This role will collaborate with key stakeholders across the enterprise, influencing outcomes in a complex, matrixed environment. This role will be an active participant in industry efforts to share and receive information, build industry partnerships and relations to formulate USAA's global fraud strategies and policies to better protect USAA from current, evolving, and future fraud threats. We offer a flexible work environment that requires an individual to be in the office 4 days per week. This position can be based in one of the following locations: San Antonio, TX, Plano, TX, Phoenix, AZ, Colorado Springs, CO, Charlotte, NC, or Tampa, FL. Relocation assistance is not available for this position.

What you'll do:

• Serves as an expert in at least one area of focus within Financial Crimes space to develop solutions for complex problems that align with the business's strategic direction and objectives.
• Actively participates in and may take ownership of analyses or business strategy initiatives using innovative/quantitative analytical approaches.
• Extract insights from moderately complex data sets to design solutions within the Financial Crimes space through a range of data preparation, modeling, and visualization techniques, including predictive analysis, pattern recognition and/or Machine Learning.
• Utilizes association rule learning, cluster analysis, anomaly detection, data analysis and visualization (e.g., PowerBI, Tableau), and object-oriented programming (Python, SAS) to identify trends from existing data reports and recommends strategies/analysis that should be performed to mitigate risks.
• Consults with the business to understand the business direction, environment and strategies for supported domains/clients; gathers requirements to recommend solutions.
• Advocates for self and teammates to encourage the growth of direct and indirect peers toward continual technical and soft skill progression.
• Serves as a resource for mathematical skills, business product knowledge, and/or Financial Crimes knowledge.
• Ensures risks associated with business activities are effectively identified, measured, monitored, and controlled in accordance with risk and compliance policies and procedures.

What you have:

• Bachelor's degree; OR 4 years of relevant education and/or experience.
• 4 years of experience in financial crimes supporting and participating in stakeholder consultation, needs assessment, requirement translation and prescription of technology solutions.
• Previous experience gathering business requirements and applying business rules to recommend technology solutions.
• Demonstrated experience using fraud rules management to reduce or mitigate loss and fraud exposures.
• Knowledge of data analysis tools, data visualization, developing analysis queries and procedures in SQL, SAS, BI tools or other analysis software, and relevant industry data & methods and ability to connect external insights to business problems.
• Knowledge of bank laws and regulations related to money movement and /or payments, including but not limited to Reg E, Reg CC, UDAAP, FACTA and Reg Z.
• Strong written and verbal communication skills, with demonstrated ability synthesizing data and clearly reporting findings.

What sets you apart:

• Fraud strategy experience in money movement space.
• Experience using fraud detection engine for strategy rule writing.
• Familiar with writing fraud strategy related Wire, ACH and Zelle.

Compensation range: The salary range for this position is: $85,040 - $162,550. USAA does not provide visa sponsorship for this role. Please do not apply for this role if at any time (now or in the future) you will need immigration support (i.e., H-1B, TN, STEM OPT Training Plans, etc.). Compensation: USAA has an effective process for assessing market data and establishing ranges to ensure we remain competitive. You are paid within the salary range based on your experience and market data of the position. The actual salary for this role may vary by location. Employees may be eligible for pay incentives based on overall corporate and individual performance and at the discretion of the USAA Board of Directors.

The above description reflects the details considered necessary to describe the principal functions of the job and should not be construed as a detailed description of all the work requirements that may be performed in the job.

Benefits: At USAA our employees enjoy best-in-class benefits to support their physical, financial, and emotional wellness. These benefits include comprehensive medical, dental and vision plans, 401(k), pension, life insurance, parental benefits, adoption assistance, paid time off program with paid holidays plus 16 paid volunteer hours, and various wellness programs. Additionally, our career path planning and continuing education assists employees with their professional goals.

Compass Group, the world's leading contract foodservice company, has a great opportunity for career development and growth here at its North America headquarters in Charlotte, NC as a Sr. Accountant, Contracts.

Explore an exciting accounting opportunity with us! Join our team to oversee contract reviews, ensure compliance, and maintain precise financial records. Collaborate cross-functionally, lead process enhancements, and mentor colleagues. Requirements include a degree in Accounting or Finance, 3+ years of experience, contract interpretation skills, proficiency in Excel and SAP, strong leadership capabilities, and a positive demeanor. Let's drive excellence together!

Responsibilities:

• Review contracts to identify and interpret complex financial obligations
• Ensure compliance to contract terms and commitments including, commissions, volume allowances, profit splits etc.
• Prepare monthly journal entries, payments, and reconciliations for such contractual obligations
• Ensure accounting conforms to the Group Accounting Policies and Procedures manual based on International Financial Reporting Standards (IFRS)
• Ensure monthly profit and loss statements are an accurate reflection of the results of the period
• Prevent earnings management through appropriate use and validation of journal entries
• Partner with internal departments such as Corporate Accounting, Legal, Technical Accounting & Audit, STG, etc., as well as Field Finance and Operations management
• Ensure balance sheet accounts reflect the correct balance and are reviewed and reconciled monthly
• Analyze profit and loss statement and balance sheet for possible mis-statement/defalcation Use all available tools to maintain highest degree of internal control possible
• Drive, create, and implement new processes and strive to identify and implement process improvements for existing procedures
• Create and maintain checklists to ensure compliance with contractual terms
• Be a leader in the department, assist peers, and act as a mentor to new or existing Field Accounting associates

Qualifications:

• Four-year degree in Accounting or Finance
• Minimum three years full general ledger or contractual accounting experience
• Ability to work under pressure of tight deadlines
• Must be a quick learner and self-motivated, as well as resilient
• Experience with contract interpretation is a plus
• Proficient knowledge of Excel, SAP a plus
• Experience with Hyperion/Essbase a plus
• Relationship builder that is able to effectively communicate, written and verbally, with all levels of associates across the organization

Compass Group is an equal opportunity employer. At Compass, we are committed to treating all Applicants and Associates fairly based on their abilities, achievements, and experience without regard to race, national origin, sex, age, disability, veteran status, sexual orientation, gender identity, or any other classification protected by law.

Qualified candidates must be able to perform the essential functions of this position satisfactorily with or without a reasonable accommodation. While this is intended to be an accurate reflection of the position posted, the Company reserves the right to modify or change the essential functions of the job based on business necessity. We will consider for employment all qualified applicants, including those with a criminal history (including relevant driving history), in a manner consistent with all applicable federal, state, and local laws.

Compass Corporate maintains a drug-free workplace.

Applications are accepted on an ongoing basis.

Associates at Corporate are offered many fantastic benefits including medical, dental, vision, life insurance, disability insurance, retirement plan, paid time off, paid parental leave, holiday time off, personal leave, associate shopping program, health and wellness programs, discount marketplace, identity theft protection, pet insurance, commuter benefits, employee assistance program, flexible spending accounts (FSAs), and more.